Ways to Save on Your Homeowners Insurance

Want to lower your homeowners insurance premiums? Of course, you do! No matter what you are currently paying, your life would be a little bit easier if your premium was lower. Compass Insurance Agency has some advice about things you can do that could result in a lower homeowners insurance premium. When it comes to insurance premiums, it is all about risk. Insurers want to find customers who are low risk. The reason comes down to cost. If your homeowners insurance company considers you to be a high risk, they will probably charge you a higher premium to compensate on … Continue reading

Who Does Most of the Housework

Do you do the majority of the housework in your home? A recent study has reinforced what we all already know, women, including working mothers, do the majority of housework, cooking and childcare. Why are people surprised by this? Since the dawn of time women have been responsible for the majority of housework. The division seems to be, women take care of the inside of the house and men take care of the outside. As we raise our children we reinforce those roles. Little girls help fold the laundry and run the vacuum. Little boys help mow the lawn, fix … Continue reading

Insurance Blog Week in Review – July 8 – 14, 2012

Every week, the Insurance Blog Week in Review brings you a quick and easy way to “ketchup” on the blogs that have been posted here in the past seven days. There could be anywhere between twelve and fourteen blogs that appear. Which ones did you miss? Jan Brewer Wants to Take Away Health Insurance Benefits Arizona Governor Jan Brewer wants the Supreme Court to allow her to terminate health insurance coverage for the same-sex partners of state workers. An appeals court would not allow her to do that. The Insurance Podcast Roundup went up on July 9, 2012. This time, … Continue reading

Mold, Mold Go Away

In many places the rainy season is on it’s way. April showers bring May flowers, or so I’ve heard, right now there is just a whole lot of dead stuff outside, even with the moisture we’ve had. When the rainy season comes, if you’re not careful you can have mold blooming in your house along with the beautiful flowers outside your house. The first thing to do is check the grade of the dirt around your foundation. Make sure that the dirt, lawn, flower bed, whatever is there, slopes away from the house. If the ground slopes the other way … Continue reading

But I Don’t Fit the Homeschool Mold

As I look at various websites that feature information for homeschoolers, I notice the huge number of learning materials that are geared toward a Christian homeschool philosophy. I am a Christian, and I love having so many Christ-centered books and supplements available for me to purchase. I also know that a great many homeschool families are Christian, but this doesn’t mean that every homeschooler is. Homeschoolers come from all religious backgrounds. They come from all ethnic backgrounds. They come from all economic backgrounds. There isn’t a set formula that determines what makes a homeschooler – except for one, and that … Continue reading

Is Your Job Making You Sick?

Each home – based professional has his or her own reasons why working from home is right for them. Today, I am going to look at how working at home can help people that have one specific reason that they need to leave their office job as soon as possible. While many people may say that they are sick of their job, there are other people that suffer from actual physical or mental illness as a result of their job. Some people are very sensitive to pollutants and toxins in the environment. It does not take much to make them … Continue reading

Healthy Home, Healthy Air: Natural Air Pollution

While chemicals can impact the quality of your indoor air, nature can also be the culprit. Keeping clean indoor air means looking at the elements of air quality that make your life challenging and managing those, whether they are natural or chemical in origin. You might think of nature as a pure and wholesome thing, and it certainly is. However, when too much nature accumulates on your floors, on your bedcovers and under the furniture, it can cause allergies. Yes, you can be allergic to the very things that give you joy in nature: things like pets and trees. The … Continue reading

Children Who Don’t Fit the Mold

Children come in so many different packages, and discovering who they are is like opening up a wonderful present. You never know what you’re going to get when you have a baby—you hope they take after you, and they will, but they’ll also have their own way of looking at the world that is both fresh and frustrating as you try to guide them to making right choices. Sometimes a homeschool setting is just what these children need to find their true path. I thought about this as I continued my conversation with ToriAnn Perkey. She said, “My oldest daughter … Continue reading

The Mold Patrol

It’s getting to be fall here, and that brings with it abundant moisture that falls from the sky. It also brings a moist environment indoors, and that means mold. Black mold is a danger to your health. Where I live, mold spores have entered numerous buildings and have thrived inside the walls, leading to massive renovations at large expense. Mold can cause allergic reactions and breathing difficulties. In your home, like mine, mold might wage a small but successful battle to exist. Our main problem area is windows, since they get damp overnight. Our secondary problem area has been the … Continue reading

Homemade Fun: Sidewalk Chalk

Are you creating a toolkit for outdoor adventures this spring? Sidewalk chalk is one of our favorite things. Your preschooler can make tremendous murals on the sidewalk or indoors on a wall painted with chalkboard paint. While sidewalk chalk is inexpensive to buy, it is also very fun to make. Always run out of green? Want to look pretty in more (and more and more) pink sidewalk chalk? Create a batch of chalk with your preschooler. To create your own chalk, you will need a tub of Plaster of Paris, a jug of water, and something to make the chalk … Continue reading