How to Save Money When Renting

Owning a home isn’t for everyone. Sometimes it just makes sense to rent instead. Still, since rent is often the biggest item on the budget, it is important to do what you can to save money while keeping a roof over your head. Negotiate Negotiating up front can save you the biggest chunk of cash. If you can negotiate to lower your monthly rent, you will continue to save as long as you are in the apartment or rental home. Your landlord may be more likely to negotiate if you are willing to take a longer lease, have an excellent … Continue reading

Uh – Oh, Someone’s Tired!

You know you’re tired when your eyelids feel heavy even after drinking a cup of coffee. To compound matters, you work from home and you swear that your comfortable bed is calling to you from your bedroom. Sometimes, your work can be rearranged so that you spread today’s assignments out onto other days. Unfortunately, this is not always possible. You may be left with a few things that absolutely have to get done today. Here are a few tips on how you can get some work done while you are tired. I have already revealed a good first step to … Continue reading

Diary of a Work at Home Mom Part 21

One of the challenges associated with working from home is something that many home-based professionals joke about with their friends who have traditional jobs outside of the home. People who do not work from home may joke with us about working in our pajamas or being able to catch a nap whenever we feel like it, but sometimes having your bed so close by can truly pose a challenge. While home-based professionals do enjoy the benefit of not having to rise early to commute to our workplace (unless we rise early to do our work) or come home late after … Continue reading

Summer Deals From World Market

Have you ever wandered inside of a Cost Plus World Market? It has all kinds of interesting things that you can use to decorate your home. From furniture, to dishes, to foods from foreign countries, this is a really fun place to shop. Their Summer deals give you the perfect excuse to visit the store. I haven’t been inside a Cost Plus World Market in a really long time. The last time I was there was several years ago, and I believe it was because I was searching for just the right Christmas present for some of my friends and … Continue reading

Real Life Science: Hatching Chicks

This February we raised chickens. Now, we don’t live on a farm. Oh no. Our farm is a three-bedroom townhouse, and two of the bedrooms are occupied by people. Our farm is actually more like a one-room show. Of course, we didn’t get to keep the chicks. Before they learned how to fly up onto my library shelves, they went back to the farm where they began. But for a few weeks we had some fantastic and very educational pets. When I was in grade three, I visited a farm where there were chicks and ducklings. I was entranced. I’ve … Continue reading

Appreciate What You Have

Keeping up with the Joneses is something that contributes to a lot of people’s drowning in debt. Even though it is a violation of the Tenth Commandment, people still want the things that other people have. Appearances are everything. If someone else appears to have it all, others want it too. Unfortunately, we can only see what’s on the outside. We are not privy to what goes on in other people’s bedrooms or the state of the bills that arrive in other people’s mailboxes. I want success and wealth as much as the next person. Maybe not wealth so much … Continue reading

Computers: Friend or Foe?

As I said to a friend this morning, computers can be a blessing or a curse. They make it easy to communicate with people far away or find out information in an instant. They are one of those things that make life easier when they are going well and are a pain in the neck when they are not. When buying a computer a lot depends on what you want it to do. Do you want a lap top that you can take everywhere with you or one that will sit in your office or the family room or a … Continue reading

What to Save from Christmas

If your house is like mine, you haven’t quite done all of the after Christmas clean up. If so, consider yourself blessed. There is a lot that you can save from your Christmas festivities that will save you money throughout the year. Make use of the following items. Then look around your home and add your own suggestions in the comments! Baskets Have you gotten any holiday baskets this year, such as fruit baskets, pampering baskets, etc. Put them to use around your home. Large one can collect waste paper in the office, magazines or books in the bedroom, fresh … Continue reading

The Night Owl and the Early Bird

My husband likes to go to bed at nine. I’m up until two. He likes to get up while it’s still dark out and go for a walk. I like to stay in bed until nine, snuggly warm in my covers. He feels most energetic around six in the morning. I feel most energetic around four in the afternoon. If you could make a chart of all the ways in which we are exactly opposite, it would be quite the sizeable chart. Good thing opposites attract, huh? In talking with other couples, I’m learning that this isn’t so unusual. Human … Continue reading

The Night Owl and the Early Bird

My husband likes to go to bed at nine. I’m up until two. He likes to get up while it’s still dark out and go for a walk. I like to stay in bed until nine, snuggly warm in my covers. He feels most energetic around six in the morning. I feel most energetic around four in the afternoon. If you could make a chart of all the ways in which we are exactly opposite, it would be quite the sizeable chart. Good thing opposites attract, huh? In talking with other couples, I’m learning that this isn’t so unusual. Human … Continue reading