Search Results for: blog im not buying it

What’s the Best Value: Buying Big vs Buying Small?

Sometimes you have to buy big and sometimes you have to buy small if you want to get the best value for your money. It all depends on the circumstance. At the grocery store, you want to buy big when buying in bulk will save you the most money. Of course, it doesn’t always work that way. Always check unit price and do a comparison of your various options. Usually this works well on items that aren’t otherwise on sale, don’t have coupons, can be used up before they expire or are purchased at a bulk warehouse store where normal … Continue reading →

Less is More: How Not to Feel Deprived

Buying less not only means saving money, but it can also be freeing in other ways. For ten years of my life I gave up coffee. This was mostly because of two factors. My new (then) husband could not stand the smell of coffee brewing, and during those ten years, I was either pregnant or nursing or both, and choose to stay away from the caffeine. I didn’t actually miss coffee much after a little bit, and I could knock that expense out of our budget. I no longer felt I needed coffee, had desires for coffee or felt deprived … Continue reading →

Love Your Pet but Not the Cost? How to Reduce the Cost of Raising Your Best Friend

Have you ever taken the time to calculate how much your furry or feathered friends are costing you each month? There is food, vet care, that regular application of flea and tick protection, grooming fees, litter or bedding, and of course toys, treats and equipment such as carriers, cages and the like. Depending on where you live and how eco-friendly or upscale you want to go with food and supplies, expect to pay up to $1,500 for a cat and $2,000 for a dog during the first year. Rabbits, hamsters, birds and fish are somewhat less expensive. Let us take … Continue reading →

Turn Tree Trimming Into a Learning Experience

Do you have your Christmas tree up? I know there are many people who set-up their trees on Black Friday, but I just can’t motivate myself to decorate a tree when I am still stuffing myself with Thanksgiving leftovers. A string of Christmas lights in one hand, a fork filled with pumpkin pie in the other.  I stink at being ambidextrous. That and I don’t think I would be able to keep a tree alive until Christmas if I were to put it up on November 23rd. Still, tree trimming is an exciting undertaking in our family.  My 8-year-old delights … Continue reading →

Whew, I Almost Bought That! A Tip to Avoid Impulse Buying

I’ve got to stop checking my Facebook news feed, not because I have been spending too much time being distracted (although that is probably somewhat true), but because I keep seeing all of these special offers, such as the Amazon.com Lightening Deals (“liking” your favorite store pages is one way to see exclusive deals this holiday season). Yesterday I almost grabbed one. I actually added it to my cart. With one click, Amazon would have happily wrapped the thing up in the smiley box and send it straight to my door. It was a popular video game that I knew … Continue reading →

Three Ways to Control Impulse Buying at Christmas

The shiny decorations, the pretty lights, the wonderful smells, the bustle of shoppers, the increase in commercials, and the demanding kids all combine at Christmas to raise the risk of impulse buying. Many debt services report that the number of phone calls they get for help really drops off in December, as people put aside the idea of debt and just go ahead and spend. Of course, the calls in January are another story. These agencies often see their highest traffic then, as people find themselves in debt crisis. Don’t let this happen to you. Control your impulse buying at … Continue reading →

Gender Disappointment – It Does Happen Sometimes

Whether you are expecting your first child or a subsequent addition to the family, you are likely to have some feelings about what the new baby’s gender is. Also, no matter how hard you try to avoid thinking about the subject, you are likely to have some amount of desire for your baby to be a particular gender. With my first pregnancy, I wanted to have a little boy. When the ultrasound showed that I was indeed carrying a boy, I was elated. During my second pregnancy, I felt like I was carrying a girl and like I wanted to … Continue reading →

Buying Reduced Produce to Save Money

The next time you go grocery shopping, check out the reduced priced produce at your local store. It will be worth the hunt when you bring home the savings. With food prices growing higher each week, it is important to know what you can do to provide food for your family without going broke. Reduce priced produce isn’t always available, but when it is, you can really save some money. Deals on fruit or vegetables that are less than perfect can cut your grocery bill on these items by half or more. For example, bruised organic apples might sell for … Continue reading →

Not Buying It

After nearly two decades working in television news, I’ve learned to be a bit more judicious when perusing headlines. In other words, I don’t believe half of what I see published these days, especially viral items that sweep the globe and become water cooler fodder, despite there being very little fact checking prior to their circulation. But, hey, sensationalism sells, so why mess up the money-making process by letting a little thing like the truth get in the way? It’s a question single moms around the world are left to ponder yet again thanks to an anonymous server who claims … Continue reading →

How to Access Home Improvement and Save Money

One of the things that I have learned from living in a fixer upper home is that home improvement can get expensive, but doing some good assessment ahead of time can save you money. Knowing what needs to be done, how it can be done and who can do it will save homeowners hundreds of dollars. For some examples, you may be able to combine projects to save money overall, choose the right professionals to work together or do some of the work yourself. Having a good assessment will also give you time to research tax credits, utility credits, township … Continue reading →